{"id":406,"date":"2025-05-04T10:12:50","date_gmt":"2025-05-04T10:12:50","guid":{"rendered":"http:\/\/localhost\/epf\/?post_type=service&#038;p=406"},"modified":"2026-02-25T06:49:18","modified_gmt":"2026-02-25T06:49:18","slug":"regular-contribution","status":"publish","type":"service","link":"https:\/\/epf.org.np\/np\/service\/regular-contribution\/","title":{"rendered":"\u0938\u091e\u094d\u091a\u092f \u0915\u094b\u0937"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The <\/span><b>Employees Provident Fund (EPF) Nepal<\/b><span style=\"font-weight: 400;\"> \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0938\u091e\u094d\u091a\u092f \u0915\u094b\u0937 \u0910\u0928 \u0968\u0966\u0967\u096f \u0915\u094b \u0926\u092b\u093e \u0967\u0968 \u092e\u093e '\u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0930\u0941\u092a\u0932\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0939\u0930\u0941\u0915\u094b \u0924\u0932\u092c\u092c\u093e\u091f \u0930\u0941\u092a\u0948\u092f\u093e\u0901 \u0915\u091f\u094d\u091f\u093e \u0917\u0930\u0940 \u0915\u094b\u0937\u092e\u093e \u091c\u092e\u094d\u092e\u093e \u0917\u0930\u094d\u0928\u0947'  \u092d\u0928\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092d\u090f \u092c\u092e\u094b\u091c\u093f\u092e \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u0932\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0915\u094b \u092e\u093e\u0938\u093f\u0915 \u0924\u0932\u092c\u092c\u093e\u091f \u0926\u0936 \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u092e\u093e \u0928\u0918\u091f\u094d\u0928\u0947 \u0917\u0930\u0940 \u0924\u094b\u0915\u093f\u090f \u092c\u092e\u094b\u091c\u093f\u092e\u0915\u093e \u0926\u0930\u0932\u0947 \u0915\u094b\u0937 \u0930\u0915\u092e \u0915\u091f\u094d\u091f\u0940 \u0917\u0930\u0940 \u0930\u0915\u092e\u0915\u094b \u0924\u094b\u0915\u093f\u090f \u092c\u092e\u094b\u091c\u093f\u092e\u0915\u094b \u092a\u094d\u0930\u0924\u093f\u0936\u0924\u0932\u0947 \u0939\u0941\u0928\u0947 \u0930\u0915\u092e \u0938\u092e\u0947\u0924 \u0925\u092a \u0917\u0930\u0940 \u0915\u094b\u0937\u092e\u093e \u091c\u092e\u094d\u092e\u093e \u0917\u0930\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0930\u0939\u0947\u0915\u094b \u091b \u0964 \u092f\u0938\u094d\u0924\u0948 \u0938\u0902\u0917\u0920\u093f\u0924 \u0938\u0902\u0938\u094d\u0925\u093e\u0932\u0947 \u0938\u092e\u0947\u0924 \u0906\u092b\u094d\u0928\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0939\u0930\u0941\u0915\u094b \u092e\u093e\u0938\u093f\u0915 \u0924\u0932\u092c\u092c\u093e\u091f \u0926\u092b\u093e \u0967\u0968 \u092c\u092e\u094b\u091c\u093f\u092e \u0915\u094b\u0937 \u0930\u0915\u092e \u0915\u091f\u094d\u091f\u0940 \u0917\u0930\u0940 \u0915\u094b\u0937\u092e\u093e \u091c\u092e\u094d\u092e\u093e \u0917\u0930\u093e\u0909\u0928 \u0938\u0915\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0910\u0928\u092e\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b \u0964 <\/span><b>Employee Provident Fund Act, 2019 (1962)<\/b><span style=\"font-weight: 400;\">\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0938\u0902\u091a\u092f\u0915\u0930\u094d\u0924\u093e (\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940) \u091c\u0941\u0928\u0938\u0941\u0915\u0948 \u0915\u093e\u0930\u0923\u092c\u093e\u091f \u0938\u0947\u0935\u093e\u092c\u093e\u091f \u0905\u0932\u0917 \u092d\u090f\u092a\u091b\u0940 \u0938\u094b \u0930\u0915\u092e\u092e\u093e \u0906\u0909\u0928\u0947 \u092c\u094d\u092f\u093e\u091c \u0924\u0925\u093e \u092e\u0941\u0928\u093e\u092b\u0939\u0930\u0941 \u0938\u092e\u0947\u0924 \u0925\u092a \u0917\u0930\u093f \u0915\u094b\u0937\u0932\u0947 \u0928\u093f\u092f\u092e\u093e\u0928\u0941\u0938\u093e\u0930  \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u093f\u0932\u093e\u0909\u091b |<\/span><\/p>\n<p><b> \u092f\u094b\u0917\u0926\u093e\u0928 \u0938\u0902\u092f\u0928\u094d\u0924\u094d\u0930<\/b><\/p>\n<p>10% amount deducted from contributor&#8217;s monthly salary and same amount added by the employer\u00a0 will be deposited in an account. EPF manages the deposit and returns the interest and profit to the concerned employee after his\/her retirement or detachment from the office due to any reason.<\/p>\n<p><b>\u092c\u094d\u092f\u093e\u091c \u0930 \u0928\u093e\u092b\u093e \u0935\u093f\u0928\u093f\u092f\u094b\u091c\u0928<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The EPF offers competitive interest rates on the accumulated funds. For instance, in the fiscal year 2082\/83, contributors received an <\/span><b>interest rate of 4.25%<\/b><span style=\"font-weight: 400;\">, with an additional 1% added at the end of the year, totaling 5<\/span><b>.25%<\/b><span style=\"font-weight: 400;\">. Interest is calculated monthly but credited annually, enhancing the growth of members&#8217; savings.<\/span><\/p>\n<p><b>\u0915\u094b\u0937 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928 \u0930 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0938\u091e\u094d\u091a\u092f \u0915\u094b\u0937\u0932\u0947 \u0938\u091e\u094d\u091a\u093f\u0924 \u0915\u094b\u0937\u0932\u093e\u0908 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u092e\u093e, \u091c\u0938\u092e\u093e \u092a\u0942\u0930\u094d\u0935\u093e\u0927\u093e\u0930 \u0930 \u091c\u0932\u0935\u093f\u0926\u094d\u092f\u0941\u0924 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0939\u0930\u0942 \u092a\u0928\u093f \u092a\u0930\u094d\u091b\u0928\u094d, \u0932\u0917\u093e\u0928\u0940 \u0917\u0930\u094d\u0926\u091b, \u091c\u0938\u0915\u094b \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u094d\u0925\u093f\u0930 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0941 \u0939\u094b\u0964 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0930\u0942\u092a\u092e\u093e, \u0915\u094b\u0937\u0932\u0947 \u092f\u094b\u0917\u0926\u093e\u0928\u0915\u0930\u094d\u0924\u093e\u0939\u0930\u0942\u0932\u093e\u0908 \u092e\u093e\u0938\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928, \u0906\u0930\u094d\u091c\u093f\u0924 \u092c\u094d\u092f\u093e\u091c, \u0930 \u0915\u0941\u0932 \u092e\u094c\u091c\u094d\u0926\u093e\u0924\u0915\u094b \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0935\u0930\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0926\u091b, \u091c\u0938\u0932\u0947 \u0915\u094b\u0937 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928\u092e\u093e \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u0930 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0917\u0930\u094d\u0926\u091b\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u092f\u0940 \u0938\u0902\u092f\u0928\u094d\u0924\u094d\u0930\u0939\u0930\u0942\u092e\u093e\u0930\u094d\u092b\u0924, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0938\u091e\u094d\u091a\u092f \u0915\u094b\u0937 \u0928\u0947\u092a\u093e\u0932\u0932\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0939\u0930\u0942\u092e\u093e \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u092c\u091a\u0924\u0915\u094b \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093e\u0924\u094d\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0926\u0948\u0928, \u0924\u0930 \u0909\u0928\u0940\u0939\u0930\u0942\u0915\u094b \u0905\u0935\u0915\u093e\u0936 \u0915\u094b\u0937\u0915\u094b \u0935\u0943\u0926\u094d\u0927\u093f \u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u0928\u093f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0917\u0930\u094d\u0926\u091b\u0964<\/span><\/p>","protected":false},"featured_media":1817,"template":"","service_category":[16],"class_list":["post-406","service","type-service","status-publish","has-post-thumbnail","hentry","service_category-provident_fund"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/service\/406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/types\/service"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/media\/1817"}],"wp:attachment":[{"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/media?parent=406"}],"wp:term":[{"taxonomy":"service_category","embeddable":true,"href":"https:\/\/epf.org.np\/np\/wp-json\/wp\/v2\/service_category?post=406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}